Raise capital on your terms and increase your valuation
Many companies raise capital when they have an urgent need for cash. Pipe can help remove that urgency and reduce the amount needed in an equity raise by giving a company access to capital through its own existing recurring revenue streams.
Get StartedIncrease ACV, top-line revenue, EBITDA, and cash by limiting discounts:
Instead of discounting pricing to incentivize new customers to pay up front, with Pipe, you can access instant cash without the downside of discounting.
Another plus: On the income statement, the full value of the contract is recognized as revenue. This provides a major benefit above the line in gross margin while costs are booked below the line as an interest expense.
Invest in sales and marketing or new initiatives
With revenue pulled forward through Pipe, companies can close the gap between acquiring customers and earning that revenue back. Companies can reinvest more dynamically into customer acquisition, retention, and even product, while multiplying their annual contract value and revenue.
With Pipe, these new investments can be made without using existing operating cash flows to fund them, enabling companies to continue growth in existing and new strategies while building.
Reduce or avoid dilution
Many companies continuously raise equity to keep operations funded and to scale growth. Pipe can help remove the constant need for equity funding and become an alternative source of non-dilutive capital.
Get direct access to the capital needed to reduce the urgency of future equity rounds to fund predictable growth like sales, marketing, and operations.
Access cash for mergers and acquisitions
Mergers and Acquisitions are a strategic and healthy path to growth for many businesses. Through Pipe, a company can be opportunistic by having access to cash within hours and without the extra costs and restrictions of traditional bank products that can drive up the total cost of the deal.
Get direct access to the capital needed to reduce the urgency of future equity rounds to fund predictable growth like sales, marketing, and operations.
Why Pipe?
Never take on restrictive debt or dilution again. With Pipe, you can access the capital you need to keep your service business going strong all year.
""Pipe is the tool every SaaS founder has been waiting for. It allows SaaS companies to grow without dilution by financing their SaaS receivables.”"
David Sacks
Founder, Yammer
"Pipe is super start-up friendly. And in terms of getting capital that you need for an M&A transaction, we've never come across a faster way to do it."
AJ Agrawal
Founder & CEO, Verma Farms
"Pipe enables SaaS companies to leverage their most valuable asset: the recurring revenue streams they’ve built. Through Pipe, companies can augment fundraising and optimize cash-flow without dilution."
Brad Armstrong
VP Business & Corporate Development, Slack
"Managing cash flow is critical for any SaaS business, and being able to offer monthly payment terms to customers but get the annual upfront cash flow through Pipe is a competitive advantage for healthy growth of the company!"
John S. Kim
CEO, Sendbird
"Pipe is the most founder-friendly, non-dilutive, financing instrument I’ve seen to date. Pipe supercharges cash flows from multi-year sales contracts, without any ACV degradation. Further, their versatility with monthly/quarterly payment terms is a huge plus."
Gerald Tan
Director of Strategy, Second Measure
"Having overseen thousands of sales and contracting processes during my career, I instantly saw the value in Pipe’s elegant solution to the payment term vs. cash flow problem that so many companies face."
Jon Runyan
General Counsel, Okta
"Up until now, SaaS businesses had only two choices: scale fast while accepting significant debt or dilution, or bootstrap, while accepting less available cash flow and usually slower growth. Pipe is now the third option: scale without dilution."
Des Traynor
Co-Founder, Intercom
"We often risked losing deals by requiring annual upfront payments when customers wanted to pay monthly. Pipe solves this and allows us to invest more heavily in our growth. It may easily save us a fundraise."
Keith Ryu
CEO, Fountain
"With Pipe there's no guessing, no dilution, and it doesn't impact our business the way other forms of capital do. The fundraising landscape is changing—and Pipe feels like the future."
Helena Hambrecht
Co-Founder & CEO, Haus
"Now more than ever, cash is king. Pipe meets this need by providing access to a new, non-dilutive financing option with the ability to attract and retain customers through flexible payment options. They say timing is everything, and Pipe’s time is now."
Dan Wright
President & CEO, DataRobot
"Pitch customers, not investors, and let Pipe convert your contracts into instant, dilution-free financing."
Naval Ravikant
Founder, AngelList
""Pipe is the tool every SaaS founder has been waiting for. It allows SaaS companies to grow without dilution by financing their SaaS receivables.”"
David Sacks
Founder, Yammer
"Pipe is super start-up friendly. And in terms of getting capital that you need for an M&A transaction, we've never come across a faster way to do it."
AJ Agrawal
Founder & CEO, Verma Farms
"Pipe enables SaaS companies to leverage their most valuable asset: the recurring revenue streams they’ve built. Through Pipe, companies can augment fundraising and optimize cash-flow without dilution."
Brad Armstrong
VP Business & Corporate Development, Slack
"Managing cash flow is critical for any SaaS business, and being able to offer monthly payment terms to customers but get the annual upfront cash flow through Pipe is a competitive advantage for healthy growth of the company!"
John S. Kim
CEO, Sendbird
"Pipe is the most founder-friendly, non-dilutive, financing instrument I’ve seen to date. Pipe supercharges cash flows from multi-year sales contracts, without any ACV degradation. Further, their versatility with monthly/quarterly payment terms is a huge plus."
Gerald Tan
Director of Strategy, Second Measure
"Having overseen thousands of sales and contracting processes during my career, I instantly saw the value in Pipe’s elegant solution to the payment term vs. cash flow problem that so many companies face."
Jon Runyan
General Counsel, Okta
"Up until now, SaaS businesses had only two choices: scale fast while accepting significant debt or dilution, or bootstrap, while accepting less available cash flow and usually slower growth. Pipe is now the third option: scale without dilution."
Des Traynor
Co-Founder, Intercom
"We often risked losing deals by requiring annual upfront payments when customers wanted to pay monthly. Pipe solves this and allows us to invest more heavily in our growth. It may easily save us a fundraise."
Keith Ryu
CEO, Fountain
"With Pipe there's no guessing, no dilution, and it doesn't impact our business the way other forms of capital do. The fundraising landscape is changing—and Pipe feels like the future."
Helena Hambrecht
Co-Founder & CEO, Haus
"Now more than ever, cash is king. Pipe meets this need by providing access to a new, non-dilutive financing option with the ability to attract and retain customers through flexible payment options. They say timing is everything, and Pipe’s time is now."
Dan Wright
President & CEO, DataRobot
"Pitch customers, not investors, and let Pipe convert your contracts into instant, dilution-free financing."
Naval Ravikant
Founder, AngelList
""Pipe is the tool every SaaS founder has been waiting for. It allows SaaS companies to grow without dilution by financing their SaaS receivables.”"
David Sacks
Founder, Yammer
"Pipe is super start-up friendly. And in terms of getting capital that you need for an M&A transaction, we've never come across a faster way to do it."
AJ Agrawal
Founder & CEO, Verma Farms
"Pipe enables SaaS companies to leverage their most valuable asset: the recurring revenue streams they’ve built. Through Pipe, companies can augment fundraising and optimize cash-flow without dilution."
Brad Armstrong
VP Business & Corporate Development, Slack
"Managing cash flow is critical for any SaaS business, and being able to offer monthly payment terms to customers but get the annual upfront cash flow through Pipe is a competitive advantage for healthy growth of the company!"
John S. Kim
CEO, Sendbird
"Pipe is the most founder-friendly, non-dilutive, financing instrument I’ve seen to date. Pipe supercharges cash flows from multi-year sales contracts, without any ACV degradation. Further, their versatility with monthly/quarterly payment terms is a huge plus."
Gerald Tan
Director of Strategy, Second Measure
"Having overseen thousands of sales and contracting processes during my career, I instantly saw the value in Pipe’s elegant solution to the payment term vs. cash flow problem that so many companies face."
Jon Runyan
General Counsel, Okta
"Up until now, SaaS businesses had only two choices: scale fast while accepting significant debt or dilution, or bootstrap, while accepting less available cash flow and usually slower growth. Pipe is now the third option: scale without dilution."
Des Traynor
Co-Founder, Intercom
"We often risked losing deals by requiring annual upfront payments when customers wanted to pay monthly. Pipe solves this and allows us to invest more heavily in our growth. It may easily save us a fundraise."
Keith Ryu
CEO, Fountain
"With Pipe there's no guessing, no dilution, and it doesn't impact our business the way other forms of capital do. The fundraising landscape is changing—and Pipe feels like the future."
Helena Hambrecht
Co-Founder & CEO, Haus
"Now more than ever, cash is king. Pipe meets this need by providing access to a new, non-dilutive financing option with the ability to attract and retain customers through flexible payment options. They say timing is everything, and Pipe’s time is now."
Dan Wright
President & CEO, DataRobot
"Pitch customers, not investors, and let Pipe convert your contracts into instant, dilution-free financing."
Naval Ravikant
Founder, AngelList