With GoCardless + Pipe, you can get flexible access to up to £100m in fee-free capital for growth.
- No dilution
- No warrants or restrictive covenants
- No personal guarantees
- Just the financing you need, based on the health of your company and your recurring revenue
Liquidity on your terms
Pipe transforms recurring revenue into up-front capital so you can manage your cash flow and get access to the funds you need, when you need them. By making your recurring revenue a tradable asset on Pipe’s platform, you can tap into predictable future revenues today. It’s fast, secure, and has no impact on your customers
One click,
instant payout
Eligible GoCardless customers who sign up and connect to the Pipe platform can get a trading limit and bid price instantly, so you’ll know exactly how much capital you can get and how much institutional investors are willing to pay for your anonymized revenue streams right away. You decide if and when to trade and exactly how much you need.
Frictionless financing
GoCardless makes it simple to collect recurring payments and Pipe lets you seamlessly turn that recurring revenue into up-front capital you can use to:
- Grow your team
- Expand into new markets
- Scale up your marketing efforts
- Extend your runway
- Or whatever else you need to support and grow your business on your terms
“We’re educating and placing one million people in tech with Pipe and GoCardless. We got instant access to the capital we needed to expand our product offering and grow with no admin overhead. Within 90 days, we doubled the number of students on our platform. Pipe and GoCardless are giving us the capital we need to hit our growth rates and take advantage of opportunities.”
Zaire Allen
Founder LoveCircular
Loved by
industry leaders
""Pipe is the tool every SaaS founder has been waiting for. It allows SaaS companies to grow without dilution by financing their SaaS receivables.”"
David Sacks
Founder, Yammer
"Pipe is super start-up friendly. And in terms of getting capital that you need for an M&A transaction, we've never come across a faster way to do it."
AJ Agrawal
Founder & CEO, Verma Farms
"Pipe enables SaaS companies to leverage their most valuable asset: the recurring revenue streams they’ve built. Through Pipe, companies can augment fundraising and optimize cash-flow without dilution."
Brad Armstrong
VP Business & Corporate Development, Slack
"Managing cash flow is critical for any SaaS business, and being able to offer monthly payment terms to customers but get the annual upfront cash flow through Pipe is a competitive advantage for healthy growth of the company!"
John S. Kim
CEO, Sendbird
"Pipe is the most founder-friendly, non-dilutive, financing instrument I’ve seen to date. Pipe supercharges cash flows from multi-year sales contracts, without any ACV degradation. Further, their versatility with monthly/quarterly payment terms is a huge plus."
Gerald Tan
Director of Strategy, Second Measure
"Having overseen thousands of sales and contracting processes during my career, I instantly saw the value in Pipe’s elegant solution to the payment term vs. cash flow problem that so many companies face."
Jon Runyan
General Counsel, Okta
"Up until now, SaaS businesses had only two choices: scale fast while accepting significant debt or dilution, or bootstrap, while accepting less available cash flow and usually slower growth. Pipe is now the third option: scale without dilution."
Des Traynor
Co-Founder, Intercom
"We often risked losing deals by requiring annual upfront payments when customers wanted to pay monthly. Pipe solves this and allows us to invest more heavily in our growth. It may easily save us a fundraise."
Keith Ryu
CEO, Fountain
"Now more than ever, cash is king. Pipe meets this need by providing access to a new, non-dilutive financing option with the ability to attract and retain customers through flexible payment options. They say timing is everything, and Pipe’s time is now."
Dan Wright
President & CEO, DataRobot
"Pitch customers, not investors, and let Pipe convert your contracts into instant, dilution-free financing."
Naval Ravikant
Founder, AngelList
""Pipe is the tool every SaaS founder has been waiting for. It allows SaaS companies to grow without dilution by financing their SaaS receivables.”"
David Sacks
Founder, Yammer
"Pipe is super start-up friendly. And in terms of getting capital that you need for an M&A transaction, we've never come across a faster way to do it."
AJ Agrawal
Founder & CEO, Verma Farms
"Pipe enables SaaS companies to leverage their most valuable asset: the recurring revenue streams they’ve built. Through Pipe, companies can augment fundraising and optimize cash-flow without dilution."
Brad Armstrong
VP Business & Corporate Development, Slack
"Managing cash flow is critical for any SaaS business, and being able to offer monthly payment terms to customers but get the annual upfront cash flow through Pipe is a competitive advantage for healthy growth of the company!"
John S. Kim
CEO, Sendbird
"Pipe is the most founder-friendly, non-dilutive, financing instrument I’ve seen to date. Pipe supercharges cash flows from multi-year sales contracts, without any ACV degradation. Further, their versatility with monthly/quarterly payment terms is a huge plus."
Gerald Tan
Director of Strategy, Second Measure
"Having overseen thousands of sales and contracting processes during my career, I instantly saw the value in Pipe’s elegant solution to the payment term vs. cash flow problem that so many companies face."
Jon Runyan
General Counsel, Okta
"Up until now, SaaS businesses had only two choices: scale fast while accepting significant debt or dilution, or bootstrap, while accepting less available cash flow and usually slower growth. Pipe is now the third option: scale without dilution."
Des Traynor
Co-Founder, Intercom
"We often risked losing deals by requiring annual upfront payments when customers wanted to pay monthly. Pipe solves this and allows us to invest more heavily in our growth. It may easily save us a fundraise."
Keith Ryu
CEO, Fountain
"Now more than ever, cash is king. Pipe meets this need by providing access to a new, non-dilutive financing option with the ability to attract and retain customers through flexible payment options. They say timing is everything, and Pipe’s time is now."
Dan Wright
President & CEO, DataRobot
"Pitch customers, not investors, and let Pipe convert your contracts into instant, dilution-free financing."
Naval Ravikant
Founder, AngelList
""Pipe is the tool every SaaS founder has been waiting for. It allows SaaS companies to grow without dilution by financing their SaaS receivables.”"
David Sacks
Founder, Yammer
"Pipe is super start-up friendly. And in terms of getting capital that you need for an M&A transaction, we've never come across a faster way to do it."
AJ Agrawal
Founder & CEO, Verma Farms
"Pipe enables SaaS companies to leverage their most valuable asset: the recurring revenue streams they’ve built. Through Pipe, companies can augment fundraising and optimize cash-flow without dilution."
Brad Armstrong
VP Business & Corporate Development, Slack
"Managing cash flow is critical for any SaaS business, and being able to offer monthly payment terms to customers but get the annual upfront cash flow through Pipe is a competitive advantage for healthy growth of the company!"
John S. Kim
CEO, Sendbird
"Pipe is the most founder-friendly, non-dilutive, financing instrument I’ve seen to date. Pipe supercharges cash flows from multi-year sales contracts, without any ACV degradation. Further, their versatility with monthly/quarterly payment terms is a huge plus."
Gerald Tan
Director of Strategy, Second Measure
"Having overseen thousands of sales and contracting processes during my career, I instantly saw the value in Pipe’s elegant solution to the payment term vs. cash flow problem that so many companies face."
Jon Runyan
General Counsel, Okta
"Up until now, SaaS businesses had only two choices: scale fast while accepting significant debt or dilution, or bootstrap, while accepting less available cash flow and usually slower growth. Pipe is now the third option: scale without dilution."
Des Traynor
Co-Founder, Intercom
"We often risked losing deals by requiring annual upfront payments when customers wanted to pay monthly. Pipe solves this and allows us to invest more heavily in our growth. It may easily save us a fundraise."
Keith Ryu
CEO, Fountain
"Now more than ever, cash is king. Pipe meets this need by providing access to a new, non-dilutive financing option with the ability to attract and retain customers through flexible payment options. They say timing is everything, and Pipe’s time is now."
Dan Wright
President & CEO, DataRobot
"Pitch customers, not investors, and let Pipe convert your contracts into instant, dilution-free financing."
Naval Ravikant
Founder, AngelList
Unlock your biggest asset
Pipe makes recurring revenue streams tradable for their annual value, meaning more cash flow for scaling companies. No discounts, no restrictive debt, no dilution.
What about churn?
No sweat. Simply swap out churned contracts with active ones, no penalties or fees.
Seamlessly integrated
Pipe works effortlessly with your existing tools.
Syncs with your payment system
Secure live data connections update your revenue streams and trading limits as you go.
Automated monthly statements
Keep your accounting team in the know without lifting a finger.
Insights streamline your workflows
See results in real-time while you focus on growth.
Never take on restrictive debt or dilution again.
With Pipe, you can turn your recurring revenue into up-front capital for growth. Connect your systems instantly and see how much capital you can access today.