Based on your business’s performance, you can receive a tailored capital offer from Priority Capital’s contacts at Pipe! (If you’re reading this, you’re probably already pre-approved) You can choose to access as much or as little of your offer as needed, with payments tied to a percentage of your revenue. You’ll be continuously evaluated for additional offers, so you can rely on continued access to capital.

With a pre-approved offer,  all you have to do is verify your business details and agree to the terms and conditions to access capital. Business verification includes reviewing your business information, owner details, and adding a business representative. No need for financial statements or credit checks, just fast access to capital to grow your business on your terms.

The amount you can access depends on your business's historical sales data and revenue projections. We’ll continuously evaluate your company for additional offers and as your business scales and you build payment history, the amount of capital you can access will automatically grow with you. You can see the current capital available on the capital page, along with your terms. We’re excited to be a partner in your growth!

No, unlike traditional financing options, there are no credit checks and no personal guarantees involved with our program. This allows you to access the working capital you need without risking your personal assets or finances.

Pipe Technologies Inc., is the capital provider of the Priority Capital program. Pipe has helped over 23,000 business owners connect to unbiased capital based purely on secure live data on the health of their business. Priority is an embedded partner of Pipe and is not otherwise affiliated with Pipe or its products.

We partnered with Pipe because capital is the lifeblood of small and mid-size businesses, and Pipe is dedicated to helping companies get the friendly funding they need to keep building. By using only a business’s data to qualify them for capital, Pipe eliminates the friction and bias of traditional financing, connecting business builders to quick, easy capital, and helping small to mid-size businesses build something bigger.

You’ll pay your advance as a percentage of your revenue. The exact payment amount will fluctuate based on your business's sales, ensuring greater flexibility and aligning payments with your cash flow. Your offer details will be up-front and transparent when you review your offer, with no hidden fees or restrictions.

• Payment rate: This is the percentage of your revenue that will be automatically applied toward your advance. 

• Fees: You’ll pay a simple flat fee when you access capital, which is paid over time. 

• Estimated payment period: This is the estimated amount of time it will take to pay the advance. It's designed to be flexible – your payment schedule will adjust to match your cash flow.

Total amount owed: This is the advance amount plus the fee, reflecting the total amount you will pay over time. 

Your cost of capital will be a single flat fee that you pay back over time as a percentage of your future revenue. There are no compounding interest charges, requirements for personal collateral, or penalties for late payments when sales are slow.

The fee you pay is a percentage of the total capital you advance and is determined based on factors such as the health of your business, projected revenue, and sales volume.

We strive for transparency and simplicity in our pricing structure so you know exactly what to expect. No surprises.

You can choose to advance as much or as little of your offer as you want until the offer expires. This makes it easy to just use what you need, when you need it, and only pay for the amount you advance. 

If you only used part of your limit and later want to advance more while your offer is still active, the terms will adjust accordingly. For example, if you have a $100k limit and a 10% payment rate, you can choose to only use $50k and your payment rate will update to 5%, with your fee fluctuating as well. If you advance another $20k, your payment rate will increase to 7% (2% increase).

Our capital solution offers a merchant-friendly and convenient way to access working capital in just a few clicks and without the need for personal collateral or extensive paperwork. 

Here’s why businesses are choosing Priority Capital: 

Streamlined process: Your business can qualify for capital based on your revenue, so you can enjoy a simple, streamlined application! 

Flexible Payments: Your payments are a percentage of your revenue so there are no fixed monthly costs and you’re never left in a tight spot when sales are slow. 

No credit checks or personal collateral: Unlike many other financial options, there are no credit checks or personal guarantees. This means that you can access the capital you need without risking your personal assets or finances.

Fast access to capital: Get funds in as little as 24 hours after approval.

Dedicated support: Our team of experienced Revenue Managers is here to help with anything you might need! Reach out here, and we’ll be in touch soon.

Yes, you can pay your advance early without incurring any penalties.