Open positions

About Pipe Pipe builds embedded capital for small businesses everywhere — credit products delivered inside the software platforms SMBs already use to run their businesses (think vertical SaaS, payments platforms, and marketplaces). How it works; merchant get an offer on the platform, understands it in seconds, accepts it in four clicks, and repays automatically as they earn. Behind that simplicity sits real credit risk, partner SDKs and APIs, money movement infrastructure, and capital markets infrastructure. We’re a remote-first team that ships fast, has high trust of our platform partners like Uber Eats, holds each other to a high bar, and leaves egos at the door.

The Role We are looking for a hands-on Senior Data Scientist who uses Python and agentic development tools, like Claude Code or similar, to design and implement statistical and machine learning models that directly impact our customers' financial outcomes. You will own the full modeling lifecycle across credit underwriting, risk management, and forecasting, and play a key role in shaping how we use data to serve small businesses better, and contribute to the technical direction of the broader data science teamThere are significant opportunities to grow and lead at Pipe.

Your key responsibilities will include: -Independently developing and owning statistical models that forecast cash flows and other drivers of business and customer health. -Designing and building models that optimize our product offerings to better serve our customers' needs. -Proactively exploring datasets to surface insights, and prototyping new approaches that create measurable value for customers. -Taking full outcome ownership of deployed models, including performance monitoring, residual analysis, and iteration, in close collaboration with engineering. -Mentoring junior team members, raising the technical bar through code and design review, and contributing to our data science best practices and long-term tooling roadmap. -Partnering with engineering and data engineering to productionize models, shape data infrastructure requirements, and improve our MLOps foundations.

Qualifications We are looking for a motivated, intellectually curious Senior Data Scientist with the following qualifications:

-4-7+ years of experience developing and deploying machine learning or statistical models in a production environment (inclusive of relevant post-undergraduate academic work) -Strong proficiency in Python and the broader data science ecosystem (NumPy, Pandas, scikit-learn, etc.), and high proficiency in SQL. -Familiarity with cloud-based MLOps platforms (e.g., SageMaker, Vertex AI, or similar) and comfort partnering with engineering to deploy and monitor models in production. -Personal or professional experience with, or strong interest in adopting, agentic development workflows and modern AI-assisted coding tools (e.g., Claude Code, Copilot, or similar). -Deep fundamentals in probability, statistics, and machine learning, with the ability to choose the right tool for the problem. -Experience with credit risk modeling, underwriting, or other risk decision science domains such as insurance is strongly preferred. -Comfortable working cross-functionally and communicating complex modeling decisions clearly to both technical and non-technical stakeholders. -Strong written and verbal communication skills. -Bachelor's degree in Computer Science, Financial/Applied Math, Statistics, Economics, or a related technical field. Master's or PhD is a plus.

In general, you will be successful at Pipe if: -You want to join a fast-growing startup and make a real impact on customers. -You want to be part of a team that holds each other to high standards. -You have a strong technical foundation and are passionate about using your skills to help small businesses succeed. -You take end-to-end ownership of your work and enjoy collaborating across functions. -You thrive in an environment that values and rewards excellence.

Compensation and Benefits We are a fully remote company and we believe in taking care of our employees. As a Pipe employee, you'll receive:

-The best equipment to help you do your job. -Flexible vacation and work hours. We believe in a healthy work-life balance (really!) -Excellent health, dental, and vision insurance. -Generous parental leave for anyone who is growing their family, regardless of gender. -Great colleagues! We value a culture of authenticity, humility, and excellence. We want you to make a mark on our culture.

The annual US base salary range for this role is $180,000 - $220,000. This salary range may be inclusive of several career levels at Pipe and will be narrowed during the interview process based on a number of factors, including the candidate's experience, qualifications, and location.

We are hiring a Senior Backend Engineer to work in our Go, Python, and Postgres stack. You’ll work on cloud based APIs and databases that power our capital products. The successful candidate will have production experience with a language like Go, Java, Python, or similar, and experience with a relational database like PostgreSQL or MySQL. Fintech experience is not required.

Your key responsibilities will include: - Designing, developing, and deploying scalable and reliable backend services, primarily using Go and Python. - Architecting, optimizing, and maintaining relational database tables in PostgreSQL. - Leading technical projects from concept to launch, ensuring high quality and reliability. - Collaborating with cross-functional teams, including product managers and other engineers, to define requirements and implement solutions. - Conducting thorough code reviews and championing engineering best practices.

We are looking for a motivated, curious Senior Software Engineer with the following required qualifications: - 5-7+ years of experience in backend software development. - Production experience with a language like Go, Java, Python, or similar. - Experience with a relational database like PostgreSQL or MySQL. - Experience building and operating scalable APIs and services. - Experience with cloud infrastructure (e.g., GCP, AWS, or Azure). - Working knowledge of coding tools such as GitHub, VSCode, or similar. - Understanding of software architecture, design patterns, and distributed systems. - Good written and verbal communication skills. - Bachelor’s degree in Computer Science, Engineering, or a related technical field.

In general, you will be successful at Pipe if: - You want to join a remote-first startup and make an impact. - You want to be part of a team that holds each other to high standards. - You have a strong technical foundation, and are passionate about using your skills to help our customers succeed. - You take end-to-end ownership of your work and enjoy working with different functions across the company.

Compensation and Benefits We are a fully remote company and we believe in taking care of our employees. As a Pipe employee, you’ll receive: - The best equipment to help you do your job. - Flexible vacation and work hours. We believe in a healthy work-life balance (really!) - Excellent health, dental, and vision insurance. - Generous parental leave for anyone who is growing their family, regardless of gender. - Great colleagues! We value a culture of authenticity, humility, and excellence. We want you to make a mark on our culture.

The annual US base salary range for this role is $150,000-220,000. This salary range may be inclusive of several career levels at Pipe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location.

About Pipe Pipe is building cutting-edge embedded financial solutions that give small businesses and software companies the power to scale faster. We’re a remote-first team of builders who ship with urgency, obsess over customer outcomes, and leave our egos at the door. At Pipe, you won’t just implement integrations. You will define how embedded finance gets built. If you want to shape an industry and work at founder-level velocity, join us.

Role As a Senior Solutions Engineer, you will be the technical linchpin for Pipe’s most strategic partners. You’ll lead integrations end-to-end – architecting scalable, secure solutions, guiding partners through technical complexity, and ensuring rapid, reliable launches. Beyond execution, you’ll create the playbooks, tools, and processes that will allow Pipe to scale integrations across dozens of partners. This is a foundational hire: you’ll shape how solutions engineering works at Pipe from day one.

Many of these integrations span multiple geographies, requiring you to think through localization, compliance, and scalability as you help partners go live across different markets.

This role is highly cross-functional. You will collaborate with product, engineering, sales, and risk teams while developing the technical expertise and partner-facing skills that will set you up for long-term growth at Pipe.

Responsibilities -Integration Architecture: Own the technical design of partner integrations, from APIs to workflows, ensuring scalability, security, and compliance. -Integration and Project Execution: Guide partners through integration with Pipe’s APIs from scoping to launch, while managing timelines, deliverables, and cross-functional coordination across multi-geo rollouts. -Technical Troubleshooting: Diagnose and resolve partner issues quickly, working with engineering teams when necessary. -Commercial and Customer Impact: Translate complex requirements into simple, actionable solutions that accelerate partner go-lives and revenue impact. -Cross-Functional Collaboration: Act as the connective tissue between sales, product, engineering, risk, and compliance to ensure smooth launches. -Process Improvement: Create and refine documentation, solution design docs (SDDs), statements of work (SOWs), playbooks, and other reusable assets that speed up and standardize future integrations. -Partner Enablement: Build confidence with partners by delivering joint test plans, data-share templates, Postman collections, and other technical resources that make integrations smoother and more transparent. -Trusted Technical Partner: Earn credibility with senior level stakeholders by demonstrating both technical fluency and business acumen.

Qualifications -5+ years in solutions engineering, technical consulting, or implementation, ideally in fintech, payments, or SaaS. -Strong understanding of APIs and system integrations (REST, Webhooks, GraphQL). -Ability to read and debug at least one modern programming language (Python, Java, JavaScript, or similar). -Familiarity with web technologies (HTML, CSS, JavaScript). -Excellent communication skills. Able to translate complex technical issues for both technical and business audiences. -Problem-solving mindset, motivated to move quickly in a high-growth environment. -Bonus: Experience supporting fintech or SaaS integrations (payments, lending, or embedded finance a plus), across multiple geographies, with exposure to localization, compliance, or payments.

Compensation and Benefits We believe in taking care of our employees. We want you to feel like an owner and that will be reflected in your salary, equity, and benefits.

The salary range for this role is $180,000 - $220,000 and will be narrowed during the interview process based on experience, qualifications, and location.

You’ll also receive: -The best equipment to help you do your job: computers, monitors, desks, chairs, headphones, speakers, webcams, keyboards, mice, etc. -Flexible vacation and work hours. We believe in a healthy work-life balance (really!) -Excellent health, dental and vision insurance. -Generous parental leave for anyone who is growing their family, regardless of gender. -Great colleagues! We value a culture of authenticity, humility and excellence. We want you to make a mark on our culture.

At Pipe, you’ll help shape how embedded finance gets built. Not just for one partner, but for an entire category in multiple geographies!

About Pipe Pipe is building cutting-edge embedded financial solutions to help small businesses and software companies build something bigger. We’re a remote-first team of problem solvers who build and ship at a high velocity. We’re customer obsessed and leave our egos at the door. If this sounds fun, join us!

The Role As a Staff Accountant, reporting to the Accounting Manager, you will be responsible for supporting daily accounting operations, ensuring accurate financial records, assisting with month-end close, and contributing to the overall financial health of the company. You'll work closely with cross-functional teams including risk, sales, operations, and compliance.

Key Responsibilities: -Perform month-end close activities including journal entries, account reconciliations and the consolidation of international subsidiaries -Prepare monthly/quarterly flux analysis and internal reporting packages -Manage the accounts payable process, including vendor invoice processing, receipt matching, credit card transactions and ensure compliance with corporate policies -Perform treasury operations, including daily and weekly cash postings and reconciliations between multiple subsidiaries and currencies, initiating and tracking intercompany transfers and assisting with short-term cash flow forecasting -Provide audit support and tax compliance documentation -Help identify and implement opportunities for process improvements -Assist in the preparation of financial statements and investor reporting -Assist with ad hoc financial analysis and special projects as needed

Qualifications: -Bachelor’s degree in Accounting - 2+ years of experience in operational accounting; fintech, MCA, or lending experience is a plus -Strong understanding of GAAP -Proficiency with Excel, experience with Netsuite, Ramp and FloQast is a plus -Excellent attention to detail and problem-solving skills -Strong communication skills and ability to work in a fast-paced startup environment -Experience with high-volume transactions and reconciliations is preferred

Compensation and Benefits We believe in taking care of our employees. We want you to feel like an owner and that will be reflected in your salary, equity, and benefits. You’ll receive:

-The best equipment to help you do your job: computers, monitors, desks, chairs, headphones, speakers, webcams, keyboards, mice, etc. -Flexible vacation. We believe in a healthy work-life balance (really!) -Competitive salary and growth opportunity. Your role and compensation evolve with your impact - we grow together. -Excellent health, dental, and vision insurance -Generous parental leave for anyone who is growing their family, regardless of gender. -Great colleagues! We value a culture of authenticity, humility and excellence. We want you to make a mark on our culture.

The annual base salary range for this role in the United States is $90,000–$120,000. Actual compensation will be determined during the interview process based on factors including experience, qualifications, and location.

We are working to build amazing products, and an amazing place to work too. Come join us!

About Pipe Pipe is building cutting-edge embedded financial solutions to help small businesses and software companies build something bigger. We’re a remote-first team of problem solvers who build and ship at a high velocity. We’re customer obsessed and leave our egos at the door. If this sounds fun, join us!

The Role We’re looking for a Strategic Partnerships Manager who takes extreme ownership of partner success. You’ll own revenue targets, growth strategy, and joint business planning for a portfolio of high-impact partners, and be directly accountable for results on both sides.

This is a role for a commercially sharp, AI-native operator who builds partner strategy from first principles, drives growth, and takes full ownership of outcomes.

What You’ll Own

Commercial Ownership & Revenue Growth: -Own the full commercial relationship for a portfolio of strategic partners, including revenue performance, growth targets, and joint business planning on a quarterly and annual basis. -Coordinate commercial expansions, renewals, and upsell opportunities; identify and execute new initiatives within each partner ecosystem. -Track and forecast partnership-driven revenue and key performance metrics; use data to develop and refine growth strategy.

Partner Strategy & Relationships: -Own the relationship at every level; business, product, and technical, and be the person your partners rely on to get things done. -Lead regular partner touch points and QBRs; proactively surface blockers and opportunities before they become issues. -Develop genuine command of each partner’s business model, competitive position, and priorities; use that understanding to drive proactive growth initiatives.

Cross-Functional Execution: -Coordinate across internal teams; Product, Engineering, Marketing, Legal, Finance, and Risk, to fulfill partnership commitments and drive joint initiatives forward. -Translate partner needs into clear internal requirements and briefs; champion partner priorities in roadmap and resource conversations.

GTM Strategy & Partnership Development -Partner with Marketing to develop and execute co-marketing, co-selling, and go-to-market plans that drive revenue. -Identify and scope expansion opportunities within the existing portfolio, including deeper integrations, new use cases, and geographic expansion. -Build the playbooks and frameworks that scale the partnerships function.

What We’re Looking For: -3–7+ years in a partner-facing role—e.g., Strategic Partnerships, Key Account Management, Account Management, or Relationship Management. -Proven track record of owning commercial partnerships end-to-end, including revenue targets and measurable growth outcomes. -Experience managing complex, multi-stakeholder relationships and influencing senior decision-makers at partner organizations. -Strong cross-functional instincts—knows how to get alignment across Product, Sales, Legal, and Finance without losing momentum. -Comfortable using data to drive strategy: building forecasts, analyzing performance, and identifying growth levers. -Autonomous operator who thrives in fast-moving, ambiguous environments and figures things out. -AI-native mindset: actively leverages AI tools to automate workflows, accelerate execution, improve output quality, and scale impact across the partnership portfolio.

Other preferred qualifications include: -Experience in fintech, embedded finance, SaaS, or payments. -Familiarity with payment processors, ISVs, marketplaces, or technology platform ecosystems. -Track record scaling partnerships from early-stage to high-growth, including structuring new partnership models from scratch. -Experience with API-driven or technology integration partnerships.

Why Pipe Real ownership from day one. Meaningful scope and the authority to shape how Pipe partners go to market. Work alongside a world-class, low-ego team building something genuinely new in financial infrastructure!

Compensation and Benefits: We are a fully remote company and we believe in taking care of our employees. As a Pipe employee, you’ll receive:

-The best equipment to help you do your job. -Flexible vacation and work hours. We believe in a healthy work-life balance (really!) -Excellent health, dental, and vision insurance. -Generous parental leave for anyone who is growing their family, regardless of gender. -Great colleagues! We value a culture of authenticity, humility, and excellence. We want you to make a mark on our culture.

The salary range for this position is $130,000 - $160,000, narrowed during the interview process based on experience, qualifications, and location.